Insure your cat
Even if your cat is perfectly healthy, it's reassuring to know you have protection if they get injured. Your feline friend's health can change quickly, from an accident to an acute illness. Without insurance, a visit to the vet can be very expensive. If your cat is insured, you can rest assured that help and support will always be available should anything happen.
Choose the right pet insurance
Choosing the right pet insurance can be difficult, but it's important to pick one that suits you and your feline friend. So, take a look at the different options and compare what's included in each policy. Some policies might have a higher price (known as a premium), but this could mean better access to benefits that are just right for your cat. It's also a good idea to check if the insurance has any restrictions for your cat's specific breed.
Lassie offers its own insurance. Here are some of the benefits we provide:
-We help you prevent injuries and illnesses with our appWe've developed interactive guides, challenges, and quizzes to help you prevent injuries, illnesses, and accidents. Lassie is the first pet insurance that rewards knowledge with a lower price.
- Personal help every day from 8am to 9pmWith Lassie, you get personal help over the phone, whatever the issue, every day from 8am to 9pm. Vet consultations via our digital service are included in all Lassie insurances.
-Lassie offers one of the market's highest vet care allowances, covering up to 160,000 SEK, and we also rank highly in the Consumer Insurance Bureau's comparison.
Lassie offers one of the market's highest veterinary care and cover up to 160,000SEK, and we also rank highly in the Consumer Insurance Bureau's comparison.
- Unlimited calls to our digital vet
Vet care and life insurance
Vet care insurance reimburses costs if your feline friend is injured or suffers from an illness. Before you take out insurance, it's important to choose the right pet insurance policy for your situation.
Some companies also offer life insurance. This insurance helps with the cost if your cat suffers a sudden serious injury or illness. If you have life insurance and your cat is so badly injured that they need to be put down, you can receive compensation.
Excess
The excess is the amount of the injury cost that you have to pay yourself each time an incident occurs. When you take out an insurance policy, you can usually choose the level of excess you want. It's worth knowing that there are different types of excess, both fixed and variable, which can vary from policy to policy.
Taking Lassie as an example, we offer two options for fixed excess: 1,500 SEK or 3,500 SEK. We also offer two options for variable excess: 15% and 25%.
Fixed and variable excess basically means you choose a fixed amount (1,500 SEK or 3,500 SEK) that's deducted at vet visits. If the cost of the visit exceeds your fixed excess, you then pay 15% of the remaining amount after the fixed excess has been paid. We cover the rest.
Example of excess:
Let's say your vet visit costs 12,000 SEK. You have a fixed excess of 1,500 SEK. The variable excess is always 15%.
You pay: 1,500 SEK (fixed excess) + 1,575 SEK (variable excess calculated on 10,500 SEK (12,000 SEK - 1,500 SEK)) = 3,075 SEK
Lassie reimburses the remaining amount: 8,925 SEK (12,000 - 3,075)
With a high excess, Lassie pays out a smaller amount on each claim, which means you get a lower insurance price with us. With a low excess, Lassie will pay out a larger amount for each claim, meaning you'll pay a higher insurance price. Choose the excess that suits you and your situation.
