What is the best pet insurance in France in 2026?
Today, searching for the right insurance for your dog or cat is anything but obvious. You quickly find yourself drowned under offers and the various players in the market. The questions pet parents ask most are always the same: "Which is the best insurance for animals?", "Will the insurance really cover high veterinary costs?", and "Are the customers satisfied?" The answer is clear for 2026: these are not marketing promises, but facts. Lassie has obtained the highest rating in Sweden for the quality of its product and the highest customer satisfaction.
Top of the ranking for the 4th consecutive year
When they search for the best insurance, dog and cat parents want a well-designed product, adapted to their needs. In Sweden, Konsumenternas Försäkringsbyrå, the independent reference body, analyzes market insurance every year to help consumers choose. Once again, their evaluation places Lassie's Gold formula at the top of the 2025 ranking in Sweden. With a score of 4.5/5, Lassie thus maintains the first place for the fourth year in a row (2022–2025), a guarantee of reliability over the long term.
But what exactly do the experts evaluate?
The independent Swedish body evaluates insurance according to precise and weighted categories, in order to measure their capacity to protect you financially in the event of serious illness or accident. The main criteria examined are:
Veterinary care coverage: the most demanding category
Deductible & conditions: evaluation of fairness and the overall cost for the insured
Extension of warranty: medicines, rehabilitation, advanced diagnostics (MRI, scanner, etc.) What this means for you: in the event of a serious problem, Lassie coverage is validated by independent experts.
The highest customer satisfaction in Sweden in 2026
A good product is not enough if the quality of customer follow-up does not follow. That is why the Svenskt Kvalitetsindex (SKI) conducts an independent study on customer satisfaction every year. For the second year in a row (2024 and 2025), Lassie obtained the best rating in the pet insurance category. The SKI report is based on solid data collected during nearly 2,000 interviews. While overall market satisfaction dropped sharply in 2025 in Sweden, due in particular to price increases at several insurers, Lassie is an exception, and takes 1st place with 78/100, compared to a market average of 64.2. A score above 75 is considered "excellent" in this index and demonstrates extremely strong customer loyalty.
What do customers really value?
The report and customer reviews highlight three key elements that set Lassie apart:
Simplicity & ease of use: Users love the 100% digital experience. Managing insurance directly in the application is intuitive and the procedures are simplified. No paperwork, nor waiting on the phone, which makes the life of Lassie customers easier.
Proactive partner: Customers appreciate that Lassie does not just reimburse. Thanks to its unique prevention approach, which helps owners avoid injuries before they occur, Lassie establishes a relationship of trust different from that of traditional insurers.
Speed & empathy: In a sector often criticized for its administrative burden, Lassie distinguishes itself by the rapid processing of requests and a deeply human, accessible, and benevolent customer service.
Formulas for every need
Lassie offers you transparent formulas, designed for your daily life. You have the choice between three levels of protection, which all include veterinary care, but with different ceilings and complementary guarantees.
Bronze: Solid Basic Protection
Annual ceiling: 1,000 €
Medical & Surgery: Includes medical care, diagnostics, analyses, treatment, surgical interventions, and emergency care.
Specialized Support: Includes rehabilitation, orthopedic prostheses, and dental care in case of an accident.
Additional Benefits: 12 months of worldwide coverage and a pet pension (up to 300 € / year) if the owner is hospitalized.
Silver: Balanced Coverage
Annual ceiling: 2,000 €
Medical & Surgery: Includes medical care, diagnostics, analyses, treatment, surgical interventions, and emergency care.
Specialized Support: Includes rehabilitation, orthopedic prostheses, and dental care in case of an accident.
Additional Benefits: 12 months of worldwide coverage and a pet pension (up to 300 € / year) if the owner is hospitalized.
Gold: Maximum Protection
Annual ceiling: 5,000 €
Medical & Surgery: Includes medical care, diagnostics, analyses, treatment, surgical interventions, and emergency care.
Specialized Support: Includes rehabilitation, orthopedic prostheses, and dental care in case of an accident.
Additional Benefits: 12 months of worldwide coverage and a pet pension (up to 300 € / year) if the owner is hospitalized.
Open to all: no age limit, no breed excluded
Many dog and cat parents worry: "Is my animal too old to be insured?" or "Will its breed be refused?" At Lassie, no animal is excluded, regardless of its age or breed. Each cat and dog is welcome and benefits from the same quality of protection. The rates depend only on objective criteria such as age, breed, and the chosen formula.
More than an insurance: a unique prevention program
What really distinguishes Lassie is our preventive approach. We prefer to avoid everything that will lead you to the veterinarian. Thanks to the application, protect your dog or cat by learning more about its health and its specific needs. And all this has two advantages: you prevent diseases and you accumulate points that you can convert directly into a reduction, up to 50 € on the price of your annual insurance.
