What does a dog insurance cost in France in 2025?

We know what dog parents really need, and with us, you always know exactly what you get. That’s why we are being completely open and showing you what our customers are currently paying for their dog insurance – based on real data from all dogs we insured in France in 2025.

On average, the premium for a Lassie dog health insurance policy is approx. €XX per month. But the average isn’t everything. The exact price depends on your dog, your location, and the chosen level of protection. Here, we break down how the costs are calculated for you.

Your Protection, Your Choice: Our Plans in Comparison

You decide how comprehensive you want your coverage to be. Depending on the scope of services (Bronze, Argent, or Or), the monthly premium will naturally vary.

Most of our customers choose the Argent plan, which offers a balanced ratio of price and performance.

• Bronze: From €XX / month

• Argent: From €XX / month

• Or: From €XX / month

These Factors Influence Your Premium

No dog is like another – and that also applies to the insurance premium. We calculate your individual offer based on statistical risks. These are the most important factors that determine your price:

• Dog Breed: Some breeds are more prone to certain diseases than others.

• Age: Puppies and young dogs are cheaper to insure than seniors.

• Location: Veterinary costs can vary by region (e.g., higher in Paris/Île-de-France), which affects the premium.

• Gender & Neutering Status: Dogs that have been sterilized or castrated have a lower risk of certain diseases.

• Your Chosen Protection: The reimbursement rate and the annual limit directly influence your monthly costs.

Price Examples by Dog Breed

What does it cost to insure your favorite? In this list, you can see the prices for some of the most popular dog breeds.

• Mixed: From 8.42 € / month (From 101 € / year)

• Border Collie: From 9.58 € / month (From 115 € / year)

• Australian Shepherd: From 9.83 € / month (From 118 € / year)

• Chihuahua: From 9.83 € / month (From 118 € / year)

• Jack Russell Terrier: From 9.83 € / month (From 118 € / year)

• Labrador Retriever: From 11.42 € / month (From 137 € / year)

• Malinois: From 11.42 € / month (From 137 € / year)

• Yorkshire Terrier: From 11.42 € / month (From 137 € / year)

• German Shepherd: From 12.00 € / month (From 144 € / year)

• Golden Retriever: From 12.00 € / month (From 144 € / year)

• Cavalier King Charles: From 12.58 € / month (From 151 € / year)

• Staffordshire Bull Terrier: From 15.25 € / month (From 183 € / year)

• French Bulldog: From 17.25 € / month (From 207 € / year)

Concrete Price Examples: How Different It Can Be

To give you a better feel for the price range, we have calculated three typical scenarios for you – from an affordable entry-level to premium protection.

The Budget-Saver

• Breed: Drever

• Age: 0 years

• Gender: Male, neutered

• Plan: Bronze

• Deductible: 40%

• Location: Saint-Dizier

• Price: 8.42 € / month (101 € / year)

The Average User

• Breed: Golden Retriever

• Age: 3 years

• Gender: Male, intact

• Plan: Silver

• Deductible: 20%

• Location: Auxerre

• Price: 31.00 € / month (372 € / year)

The All-Round Carefree Protection

• Breed: Cocker Spaniel

• Age: 5 years

• Gender: Female, intact

• Plan: Gold

• Deductible: 0%

• Location: Paris

• Price: 101.33 € / month (1,216 € / year)

(Note: These are example calculations. We will calculate your exact premium in just a few clicks.)

Ready for Your Individual Price?

Find out now what the best protection for your four-legged friend costs. It only takes a minute.