What does a cat insurance cost in France in 2026?

Cats have their own minds – and their own needs. As cat parents, you naturally want only the best care for your furry friend without being left in the dark. We’re putting our cards on the table: here you can find out transparently what premiums our customers are currently paying – based on real data from all cats we insured in France in 2026.

Currently, the average monthly premium at Lassie for a cat is approximately 283 €.

However, just like our little tigers, every plan is individual. Your final price depends on your cat's characteristics, your location, and the chosen scope of coverage. Let’s look at the details.

The Right Protection for Every Budget: Our Plans in Comparison

From solid basic protection to premium coverage: you decide how soft your financial cushion should be. Monthly costs vary depending on the service level (Bronze, Silver, Gold).

A look at our data shows: the majority of our customers choose the "golden middle," our Argent plan, which focuses on a good balance of price and performance.

• Bronze: From xx / month

• Argent: From xx / month

• Or: From xx / month

What Does Your Individual Premium Depend On?

We don't roll dice for our prices; we calculate them based on fair risk factors. Every cat brings different requirements that influence the premium. These are the most important criteria:

• Breed: Certain pedigree cats are more prone to diseases than others.

• Age: Insuring a young kitten is usually cheaper than starting with an older senior cat.

• Lifestyle (Indoor vs. Outdoor): An outdoor cat roaming outside lives more dangerously than an indoor cat.

• Your Location: Since vets can use different regional fee schedules, your zip code also plays a role.

• Gender & Neutering: Cats that have been sterilized or castrated have a lower risk of certain diseases.

• Plan Choice: Your deductible (0%, 20%, or 40%) and your annual budget directly control your monthly premium.

Price Check for Popular Cat Breeds

Wondering where your breed stands in terms of price? In this overview, you will find the specific prices for the most popular cat breeds.

• Mixed domestic: From 6.58 € / month (From 79 € / year)

• European Shorthair: From 6.58 € / month (From 79 € / year)

• Chartreux: From 7.83 € / month (From 94 € / year)

• Bengal: From 8.58 € / month (From 103 € / year)

• Ragdoll: From 8.58 € / month (From 103 € / year)

• Birman: From 9.58 € / month (From 115 € / year)

• Siberian: From 9.58 € / month (From 115 € / year)

• Maine Coon: From 10.75 € / month (From 129 € / year)

• Siamese: From 10.75 € / month (From 129 € / year)

• Persian: From 10.75 € / month (From 129 € / year)

• British Shorthair: From 10.75 € / month (From 129 € / year)

Three Real-Life Examples

Theory is good, practice is better. To give you a feel for the price range, we have calculated three realistic scenarios – from the cozy "budget-saver" to the premium user.

The Budget-Saver

• Breed: House cat

• Age: 0

• Gender: Female, castrated

• Plan: Bronze

• Deductible: 40 %

• Location: Vendôme

• Lifestyle: Indoor

• Price: 6.58 € / month (approx. 79 € / year)

The Average

• Breed: Bengal

• Age: 3

• Gender: Male, castrated

• Plan: Silver

• Deductible: 20 %

• Location: Lens

• Lifestyle: Indoor

• Price: 24.08 € / month (approx. 289 € / year)

The All-Round Carefree Protection

• Breed: Persian

• Age: 5

• Gender: Male, not castrated

• Plan: Gold

• Deductible: 0 %

• Location: Paris

• Lifestyle: Outdoor

• Price: 82.83 € / month (approx. 994 € / year)

(Please note: These are example values. We will show you your exact premium without obligation in the calculator.)

What Does Protection for Your Cat Cost?

Find out now. Get your individual offer with just a few clicks – without any paperwork.